Vietnam

International Health Insurance in Vietnam

Vietnam is a popular destination for expats and travellers alike. This south-eastern nation offers a low cost of living, jaw-dropping landscapes, vibrant cities and booming opportunities in a range of industries and careers.

Private healthcare is a prerequisite for life in Vietnam. Though there is a public system, facilities are hard to come by, particularly in many rural areas. Protect your health and your finances with expat health insurance cover in Vietnam.

Read on to find out more about expat medical insurance in Vietnam with Cigna Healthcare.

How does the healthcare system work in the Vietnam?

Vietnam’s medical system is a combination of both private and public hospitals and medical services. Due to the lack of public facilities across much of rural Vietnam, most of the population opts for private healthcare. While not mandatory, it’s encouraged for expats to have health insurance in Vietnam.

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Pros and cons of using Vietnam's local healthcare system


Ventajas

  • Affordable services make public healthcare a cheaper option for many.


Inconvenientes

  • Limited access in remote areas means you may find you have to travel long distances for care.
  • Long wait times are also common, due to the lack of facilities across much of the nation’s rural areas.
  • Public hospital professionals tend to speak Vietnamese only, which may make communication a challenge if you don’t speak the language.

Differences between public and private healthcare in Vietnam

Público Privado
An affordable option if you can access facilities. Offers shorter wait times.
Rural areas can be lacking in healthcare options, with reduced or non-existent facilities. Usually, a better standard of care than public facilities.
  Multilingual staff speak English and French.
  You may find that hospitals charge higher fees for expats, making medical insurance a necessity.

 

How can international health insurance help you in Vietnam?

Non-residents can face higher fees in many private facilities, making expat health insurance in Vietnam essential. You’ll also be expected to pay into the compulsory social security cover while you live in Vietnam. This applies to all expats with work permits, practice certificates or licences and the total charge depends on your salary.

Private care is usually of better quality, with more treatment options and multilingual doctors. You may also find that private is the only option in some rural and remote areas, meaning insurance is effectively a requirement if you want to access medical care.

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Cigna Global Health Options (CGHO)

Silver

Cobertura internacional o internacional excepto en EE. UU.

1 000 000  $

Límite de beneficios anuales:

Resumen

La ventaja principal de un plan Silver es que proporciona cobertura internacional, tanto hospitalaria como externa, en la que se incluyen ingresos en el hospital y tratamientos.

Módulos adicionales disponibles:
  • Ambulatoria
  • Evacuación y Crisis Assistance Plus™
  • Salud y bienestar
  • Visión y dental
  • Vista general de la cobertura principal por hospitalización:

    • Límite de beneficios anuales: 1 000 000  $
    • Tratamiento hospitalario y externo
    • Habitación individual
    • Cobertura completa para cáncer
    • Cobertura de atención para recién nacidos

    Gold

    Cobertura internacional o internacional excepto en EE. UU.

    2 000 000  $

    Límite de beneficios anuales:

    Resumen

    Cobertura completa, con límites anuales generales más amplios y beneficios adicionales, entre los que se incluye la atención de maternidad hospitalaria.

    Módulos adicionales disponibles:
  • Ambulatoria
  • Evacuación y Crisis Assistance Plus™
  • Salud y bienestar
  • Visión y dental
  • Vista general de la cobertura principal por hospitalización:

    • Límite de beneficios anuales: 2 000 000  $
    • Tratamiento hospitalario y externo
    • Habitación individual
    • Cobertura completa para cáncer
    • Atención de maternidad hospitalaria

    Platinum

    Cobertura internacional o internacional excepto en EE. UU.

    Cobertura íntegra

    Límite de beneficios anuales:

    Resumen

    Nuestro nivel más alto ofrece una cobertura anual general ilimitada con la mayoría de los beneficios pagados en su totalidad.

    Módulos adicionales disponibles:
  • Ambulatoria
  • Evacuación y Crisis Assistance Plus™
  • Salud y bienestar
  • Visión y dental
  • Vista general de la cobertura principal por hospitalización:

    • Límite de beneficios anuales: Cobertura íntegra
    • Tratamiento hospitalario y externo
    • Habitación individual
    • Cobertura completa para cáncer
    • Atención de maternidad hospitalaria
    • Asistencia de salud mental y conductual completamente pagada

    Plan Cigna Close Care℠

    Close Care

    Cobertura para el país de residencia y para el país de nacionalidad

    500 000 $

    Límite de beneficios anuales:

    Resumen

    Un plan de salud básico, diseñado para los que solamente necesitan cobertura en su país de residencia y en su país de origen.

    Módulos adicionales disponibles:
  • Atención ambulatoria y de bienestar
  • Tratamiento y atención odontológica
  • Vista general de la cobertura principal por hospitalización:

    • Límite de beneficios anuales: 500 000 $
    • Límite de afecciones: 250 000 $
    • Tratamiento hospitalario y externo
    • Habitación doble
    • Cobertura completa para cáncer

    Why choose Cigna Healthcare for health insurance in Vietnam?

    With Cigna Healthcare creating a personalised international health insurance plan that covers you and your family wherever you go is easy.

    • Una red global de más de 2,2 millones de hospitales y profesionales sanitarios.
    • Find plans to suit your needs.
    • Access healthcare facilities in more remote corners of Vietnam.
    • Years of experience in delivering international health care.

    Obtén un presupuesto hoy
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    Preguntas frecuentes

    No, currently there is a charge for most treatments at both public and private facilities. Prices differ depending on your status as a resident or non-resident and can also be based on your salary and other allowances.

    Finding a local facility can be tough if you don’t know the area. Get in touch with our market-leading Customer Care Team as soon as you require treatment, and we can help you find a suitable facility in your neighbourhood.

    Depending on your home nation and medical history, it can be good practice to get a few inoculations before you arrive in Vietnam. You may want to consider the following:
    • Tetanus
    • Diphtheria
    • Hepatitis A/B
    • Rabies
    • Typhoid
    • Japanese Encephalitis