International Health Insurance in Mexico
Whether you’re a student, expat or business transfer, protect yourself and your loved ones with private health insurance in Mexico – and beyond.
Our policies are international, so you’ll be protected in Mexico and over 200 countries and territories.
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Get a quote in under two minutes
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Customizable plan to meet your needs
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24/7 support and assistance available
Why choose Cigna for global health insurance in Mexico?
Wide-ranging cover for medical expenses
We cover many costs at doctor’s clinics and hospitals in Mexico. From accommodation charges and emergency treatment, to screening for cancer.
Direct billing with most care providers
We can settle the cost of treatment directly with the provider. This means you don't have to foot the bill upfront.
Customer care team available 24/7
Our customer care team is available 24 hours a day, every day of the week. You can also speak to a doctor remotely if needed.
Our health insurance plans
Our Global Health Options plans are available in Silver, Gold and Platinum. Access wide-ranging support across medical providers and hospitals worldwide – from hospital rooms and outpatient medicines to rehabilitation assistance. Key cover includes:
- Atención psiquiátrica
- Cancer treatment and preventative surgery
- Emergency outpatient treatments in hospitals
You could also receive maternity and dental care, depending on your health insurance plan.
In addition to our global plans, we also offer regional cover via our Close Care℠ plan.
| Silver | Gold | Platinum | |
|---|---|---|---|
Our Silver plan covers day-patient cover, including hospital stays and treatment. | Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family. | Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full. |
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| Geographic cover | Silver | Gold | Platinum |
Internacional | Internacional | Internacional |
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| Beneficio anual general | Silver | Gold | Platinum |
1.000.000 $ | 2.000.000 $ | Ilimitado |
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| Inpatient, day-patient and accommodation costs | Silver | Gold | Platinum |
Private room paid in full | Private room paid in full | Private room paid in full |
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| Atención oncológica | Silver | Gold | Platinum |
Cobertura íntegra | Cobertura íntegra | Cobertura íntegra |
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| Mental and behavioral healthcare | Silver | Gold | Platinum |
Up to $5.000 | Up to $10.000 | Cobertura íntegra |
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| Asistencia de maternidad | Silver | Gold | Platinum |
No incluido | Routine inpatient maternity cover – paid in full up to $7.000 | Routine inpatient maternity cover – paid in full up to $14.000 |
Our Silver plan covers day-patient cover, including hospital stays and treatment.
Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.
Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.
Internacional
Internacional
Internacional
1 000 000 $
2 000 000 $
Ilimitado
Private room paid in full
Private room paid in full
Private room paid in full
Cobertura íntegra
Cobertura íntegra
Cobertura íntegra
Up to $5 000
Up to $10 000
Cobertura íntegra
No incluido
Routine inpatient maternity cover – paid in full up to $7 000
Routine inpatient maternity cover – paid in full up to $14 000
Our essential plan covers you in your country of residence and your home country. You can also add modules to extend this cover, including dental and wider outpatient care. |
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| Geographic cover | Close Care℠ | |
Country you’re living in and home country only |
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| Beneficio anual general | Close Care℠ | |
$500.000 (with $250.000 condition limit) |
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| Inpatient, day-patient and accommodation costs | Close Care℠ | |
Semi-private room paid in full |
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| Atención oncológica | Close Care℠ | |
Cobertura íntegra |
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| Mental and behavioral healthcare | Close Care℠ | |
No incluido |
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| Asistencia de maternidad | Close Care℠ | |
No incluido |
Our essential plan covers you in your country of residence and your home country.
You can also add modules to extend this cover, including dental and wider outpatient care.
Country you’re living in and home country only
$500 000 (with $250 000 condition limit)
Semi-private room paid in full
Cobertura íntegra
No incluido
No incluido
¿Cómo funciona un seguro de salud internacional?
1. Get a free quote and
buy your policy
Build a quote online or give us a call at +44 (0)1475 492119
Choose a plan, customise your deductibles & cost shares, find a cost that meets your needs, and choose how you want to pay. Choose from monthly, quarterly and annual payments.
2. Gestionar tu póliza
with our easy app
Manage your health and wellbeing on the go, wherever you may be.
The Cigna Wellbeing® App gives you access to Global Telehealth consultations from anywhere in the world. Use our online customer area to access your policy documents, at any time.
3. Get your treatment
and make a claim
Get in touch with our customer care team to make a claim.
We’ll connect you to a medical expert within 24 hours, via global network of over 2,2 million partnerships.
Direct billing available in most cases, as we liaise directly with your treatment provider.
Healthcare in Mexico
There are two primary options for accessing healthcare in Mexico:
- Public health insurance from the country’s national healthcare system, the Mexicano del Seguro Social (IMSS)
- Private health insurance.
While Mexico’s public healthcare system ranks high above most countries in Latin America, healthcare in Mexico still has its fair share of challenges. Hospitals in Mexico can experience overcrowding and understaffing, and you might have to wait for long periods to access treatment.
With private health insurance as an expat, student or retiree from Cigna, you can receive good, quality of healthcare without worrying about availability and suitability. And if you opt for global cover, we can support you wherever in the world you happen to be.
Additional benefits as part of your international health insurance cover
Telehealth
consultations
We understand how to provide the support you need, when you need it. Get unlimited phone or video doctor consultations, plus counseling and coaching.
International cover,
wherever you are
Your international cover (Silver, Gold or Platinum) can help wherever you are.
Flexible plans,
made for you
Your health insurance quote is tailored to you and your family’s needs. Match it to your budget today.
Add more cover to your policy
Once you’ve chosen from our Silver, Gold and Platinum packages, make them even more bespoke to you with additional cover.
Our international outpatient insurance provides access to a broad range of healthcare treatments that don’t require admission to a hospital. For example, you can get:
- Consultations with specialists, in-person or online
- Vendajes y fármacos con prescripción
- Radiology and diagnostic tests
- Rehabilitación ambulatoria
- Cover for hearing aids
This medical insurance add-on covers emergency healthcare and assistance. It could help if there’s a global crisis, or to evacuate you if local treatment can’t help. It can give you:
- Emergency transport to good hospitals.
- Repatriation if you experience a serious medical event
- Crisis response services following travel or security risks
- Help with compassionate travel and living costs
- Travel costs for people who accompany you
Boost your health with insurance for screening, tests and dietetic consultations. There’s also a mental health support program for expats as well.
Get eye tests and help with the cost of eyewear, plus a wide range of preventative, and routine dental treatments.
Who comes to us for health insurance in Mexico?
International students
Many of the top universities in Latin America are based in Mexico. In the 2024 QS World University Rankings®, 32 universities in Mexico emerged as some of the best in the world.
Cigna makes it easy to access healthcare in Mexico. Our affordable student cover can help you navigate an unexpected event, and you can get support with your mental health too.
Mobile workers
From the high-flying corporate culture of Mexico City to the booming tech hub of Guadalajara, there are plenty of jobs in finance, healthcare, telecommunications and tourism in Mexico.
Whatever your line of work, Cigna health insurance can safeguard globally mobile professionals and their families. Our wide variety of medical insurance options in Mexico, plus customizable add-ons, are tailor-made to fit your expat needs.
Jubilados
Whether you’re seeking the vibrant culture and excitement of Mexico City, or sunning yourself on the stunning coast, there are plenty of reasons to retire to Mexico.
Seniors’ insurance is ideal for the over-60s. Depending on the cover, you could get support with pre-existing conditions like arthritis. Plus, annual health checks and cancer treatments.
More information about healthcare in Mexico
Healthcare ranking: 25th out of 195 countries (Global Health Security Index)
Emergency services number (while in Mexico): 911
Cigna claim number (while in Mexico): +44 (0) 1475 788182
If you’ve recently moved to Mexico and have an emergency medical issue, you can contact 911 to request an ambulance. If you’re in Mexico City, CCTV cameras in the metropolitan area tend to have emergency buttons where you can immediately contact medical services.
Outside of urban areas, emergency medical services may be limited. It’s therefore best to contact your private health insurer in Mexico if you need a quick referral to a medical facility for emergency treatment.
Mexico boasts a tropical climate with generally high temperatures throughout the year.
Given that Mexico is sandwiched between the Pacific Ocean to the west and the Gulf of Mexico and Caribbean Sea to the east, the country occasionally experiences extreme weather events too.
If you’re concerned about the impact on your health of the heat or other aspects of the climate, you can seek advice, and check weather warnings from the Servicio Meteorológico Nacional (SMN).
Frequently asked questions about health insurance in Mexico
Yes, expats can get healthcare in Mexico. To be eligible, you must hold either a permanent or temporary residence visa. Foreign nationals holding a standard tourist visa do not qualify for Mexico’s national healthcare scheme.
Health insurance isn’t mandatory in Mexico, but access to healthcare can vary in reliability and quality without it. To be prepared in case of any medical emergencies that may arise while living in Mexico, you may want to consider having the right cover for your needs.
The public healthcare system in Mexico, the IMSS, does not cover preexisting conditions such as cancerous tumours and chronic diseases. Adding supplemental private health insurance can help provide cover for these conditions if you are relocating.
International health insurance in Mexico typically covers a range of medical expenses, including hospitalisation, prescription drugs, emergency care, and diagnostic tests. Coverage may also include travel-related services such as medical evacuation and repatriation.
Expat health insurance is a type of health insurance policy designed to provide coverage to individuals who are moving to Mexico from another country.
While expat health insurance is not mandatory in Mexico, you may find it provides you with peace of mind and a range of important cover, if the worst should happen. The local healthcare system can be difficult to navigate, and medical costs can be high for those without insurance.