Private international health insurance in France
Whether you’re a student, expat or business transfer, protect yourself and your loved ones with private health insurance in France – and beyond.
Our policies are international, so you’ll be protected in France and over 200 countries and territories.
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Get a quote in under two minutes
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Customizable plan to meet your needs
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24/7 support and assistance available
Why choose Cigna for global health insurance in France?
Wide-ranging cover for medical expenses
We cover many costs at doctor’s clinics and hospitals in France. From accommodation charges and emergency treatment, to screening for cancer.
Direct billing with most care providers
We can settle the cost of treatment directly with the provider. This means you don't have to foot the bill upfront.
Customer care team available 24/7
Our customer care team is available 24 hours a day, every day of the week. You can also speak to a doctor remotely if needed.
Our health insurance plans
Our Global Health Options plans are available in Silver, Gold and Platinum. Access wide-ranging support across medical providers and hospitals worldwide – from hospital rooms and outpatient medicines to rehabilitation assistance. Key cover includes:
- Atención psiquiátrica
- Cancer treatment and preventative surgery
- Emergency outpatient treatments in hospitals
You could also receive maternity and dental care, depending on your health insurance plan.
In addition to our global plans, we also offer regional cover via our Close Care℠ plan.
| Silver | Gold | Platinum | |
|---|---|---|---|
Our Silver plan covers day-patient cover, including hospital stays and treatment. | Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family. | Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full. |
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| Geographic cover | Silver | Gold | Platinum |
Internacional | Internacional | Internacional |
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| Beneficio anual general | Silver | Gold | Platinum |
1.000.000 $ | 2.000.000 $ | Ilimitado |
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| Inpatient, day-patient and accommodation costs | Silver | Gold | Platinum |
Private room paid in full | Private room paid in full | Private room paid in full |
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| Atención oncológica | Silver | Gold | Platinum |
Cobertura íntegra | Cobertura íntegra | Cobertura íntegra |
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| Mental and behavioral healthcare | Silver | Gold | Platinum |
Up to $5.000 | Up to $10.000 | Cobertura íntegra |
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| Asistencia de maternidad | Silver | Gold | Platinum |
No incluido | Routine inpatient maternity cover – paid in full up to $7.000 | Routine inpatient maternity cover – paid in full up to $14.000 |
Our Silver plan covers day-patient cover, including hospital stays and treatment.
Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.
Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.
Internacional
Internacional
Internacional
1 000 000 $
2 000 000 $
Ilimitado
Private room paid in full
Private room paid in full
Private room paid in full
Cobertura íntegra
Cobertura íntegra
Cobertura íntegra
Up to $5 000
Up to $10 000
Cobertura íntegra
No incluido
Routine inpatient maternity cover – paid in full up to $7 000
Routine inpatient maternity cover – paid in full up to $14 000
Our essential plan covers you in your country of residence and your home country. You can also add modules to extend this cover, including dental and wider outpatient care. |
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| Geographic cover | Close Care℠ | |
Country you’re living in and home country only |
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| Beneficio anual general | Close Care℠ | |
$500.000 (with $250.000 condition limit) |
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| Inpatient, day-patient and accommodation costs | Close Care℠ | |
Semi-private room paid in full |
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| Atención oncológica | Close Care℠ | |
Cobertura íntegra |
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| Mental and behavioral healthcare | Close Care℠ | |
No incluido |
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| Asistencia de maternidad | Close Care℠ | |
No incluido |
Our essential plan covers you in your country of residence and your home country.
You can also add modules to extend this cover, including dental and wider outpatient care.
Country you’re living in and home country only
$500 000 (with $250 000 condition limit)
Semi-private room paid in full
Cobertura íntegra
No incluido
No incluido
¿Cómo funciona un seguro de salud internacional?
1. Get a free quote and
buy your policy
Build a quote online or give us a call at +44 (0)1475 492119
Choose a plan, customise your deductibles & cost shares, find a cost that meets your needs, and choose how you want to pay. Choose from monthly, quarterly and annual payments.
2. Gestionar tu póliza
with our easy app
Manage your health and wellbeing on the go, wherever you may be.
The Cigna Wellbeing® App gives you access to Global Telehealth consultations from anywhere in the world. Use our online customer area to access your policy documents, at any time.
3. Get your treatment
and make a claim
Get in touch with our customer care team to make a claim.
We’ll connect you to a medical expert within 24 hours, via global network of over 2,2 million partnerships.
Direct billing available in most cases, as we liaise directly with your treatment provider.
Private health insurance in France
Home to impressive universities, a world-class healthcare system and a vibrant working culture, France is a popular relocation destination.
The country runs a statutory health insurance system called the Protection Universelle Maladie (PUMA), which offers universal medical care funded by both the state and social security contributions. Our expat health insurance in France can help cover you until you can apply for public healthcare or before you become a resident.
Plus, French public healthcare may only cover a percentage of your treatment fees. Private health insurance can help cover any remaining costs.
Additional benefits as part of your international health insurance cover
Telehealth
consultations
We understand how to provide the support you need, when you need it. Get unlimited phone or video doctor consultations, plus counseling and coaching.
International cover,
wherever you are
Your international cover (Silver, Gold or Platinum) can help wherever you are.
Flexible plans,
made for you
Your health insurance quote is tailored to you and your family’s needs. Match it to your budget today.
Add more cover to your policy
Once you’ve chosen from our Silver, Gold and Platinum packages, make them even more bespoke to you with additional cover.
Our international outpatient insurance provides access to a broad range of healthcare treatments that don’t require admission to a hospital. For example, you can get:
- Consultations with specialists, in-person or online
- Vendajes y fármacos con prescripción
- Radiology and diagnostic tests
- Rehabilitación ambulatoria
- Cover for hearing aids
This medical insurance add-on covers emergency healthcare and assistance. It could help if there’s a global crisis, or to evacuate you if local treatment can’t help. It can give you:
- Emergency transport to good hospitals.
- Repatriation if you experience a serious medical event
- Crisis response services following travel or security risks
- Help with compassionate travel and living costs
- Travel costs for people who accompany you
Boost your health with insurance for screening, tests and dietetic consultations. There’s also a mental health support program for expats as well.
Get eye tests and help with the cost of eyewear, plus a wide range of preventative, and routine dental treatments.
Who comes to us for French health insurance?
International students
France is an attractive place to live for international students, with its diverse culture, history and easy transport links to coastal escapes.
From Paris to Toulouse, there are many exciting university cities to explore.
Add emergency evacuation and mental wellbeing support to your healthcare in France with our insurance for international students.
Mobile workers
Starting a new chapter of your career in France? Or enjoying a borderless office as a mobile worker/digital nomad?
France has a well-established tourism industry, with other key sectors such as health and social care, and manufacturing.
Thanks to its healthy working culture, France is known for being a popular destination for global professionals.
Jubilados
France is a popular retirement destination too. Settle down in the French Riviera, or find a quiet spot in beautiful Brittany. With its universal healthcare system, many retirees flock to France for the high quality of life.
Benefit from worldwide tailored plans with our over-60s international medical insurance in France. We can provide full cover for cancer care and screening for added peace of mind.
More information about healthcare in France
Hospitals: There are more than 2.900 in France [*Organisation for Economic Co-operation and Development (OECD)].
Healthcare ranking: 14th out of 195 countries (Global Health Security Index)
Useful drug names: Paracetamol and ibuprofen are known as paracétamol and ibuprofène in France. You can only buy these in pharmacies. You may find branded paracetamol treatments such as Calpol for children and Doliprane for adults. Nurofen is the most popular branded ibuprofen.
Emergency services number (while in France): 112
Cigna claim number (while in France): +44 (0) 1475 788182
If you have a medical emergency in France, call 112 and request an ambulance. If you’re referred to a medical provider or hospital, try to contact your insurance as soon as possible.
The emergency services in France are called SAMU (service d'assistance médicale d'urgence). For urgent treatment in the hospital, look for the emergency room (urgences).
Depending on the terms of your policy, you may receive cover for accident and emergency treatment costs with your expat health insurance in France.
Frequently asked questions about health insurance in France
The cost of health insurance in France can depend on your insurance plan, and your provider. At Cigna, we offer various plans to suit your needs and budget. Choose from our tiered international insurance plans ranging from Silver, Gold and Platinum, each with different annual benefits. Plus, you can add optional modules to supplement your cover.
Hospital charges can depend on your where you go and what’s required. Private hospital rooms can cost around €60 for public hospitals, and €100 for private clinics, usually charged per night. The exact cost will vary depending on the procedure, department and hospital.
Tourists can receive medical attention in France, but they may have to pay upfront or claim back on their insurance. If you’re staying in France for a few months, short-term health insurance can cover you for a range of treatments and care.
You’ll need proof of access to care before you can get treatment from state healthcare at hospitals in France. Proof can include:
- European Health Insurance Card (EHIC) for EU-residents traveling to France
- UK Global Health Insurance Card (GHIC) for UK residents traveling or temporarily working in France
- Proof of insurance coverage in general.
As a French resident, you’ll need a Vitale Card (carte Vitale) to access state healthcare.