Público | Privado |
---|---|
Free use of common services. | Paid, but offers more specialist treatments. |
Can apply through Medicare. | Shorter wait times to access experienced doctors. |
Make the most of your time in the land of ice hockey and maple syrup with international health insurance in Canada.
Perched at the top of North America, Canada boasts the world’s longest coastline and more lakes than any other nation.
Yet there’s so much more to Canada than hiking trails and mountain vistas. Expats are drawn by the promise of extensive job opportunities and weekend escapes to nature.
A comprehensive healthcare package can give you peace of mind, whether you’re a working expat or traveling for business.
Learn more about the country’s healthcare system and how international health insurance in Canada works with Cigna.
Canada offers a public healthcare system that you contribute to through your taxes. It means most general and emergency health services are free if you’re a permanent resident.
This public health insurance system is called Medicare. You’ll need to apply for a health card to receive medical assistance through the system.
Pros and cons of using Canada’s public health system
Medicare offers a range of potential benefits:
Pero también conviene tener en cuenta los posibles inconvenientes:
Público | Privado |
---|---|
Free use of common services. | Paid, but offers more specialist treatments. |
Can apply through Medicare. | Shorter wait times to access experienced doctors. |
Private international health insurance can support your life in Canada. It’s a helpful alternative to Medicare, which is only available to Canadian citizens and permanent residents.
Private plans are also helpful if you’re staying for the long term but waiting for a Medicare application to go through, whether that’s just for you or includes your family. Health cards can sometimes take weeks or even months to arrive.
Responde a algunas preguntas e introduce tus datos personales para empezar.
Compara planes y encuentra un paquete flexible que se adapte a tus necesidades.
Recibe tu presupuesto y protégete hoy mismo.
Cobertura internacional o internacional excepto en EE. UU.
Límite de beneficios anuales:
La ventaja principal de un plan Silver es que proporciona cobertura internacional, tanto hospitalaria como externa, en la que se incluyen ingresos en el hospital y tratamientos.
Módulos adicionales disponibles:Cobertura internacional o internacional excepto en EE. UU.
Límite de beneficios anuales:
Cobertura completa, con límites anuales generales más amplios y beneficios adicionales, entre los que se incluye la atención de maternidad hospitalaria.
Módulos adicionales disponibles:Cobertura internacional o internacional excepto en EE. UU.
Límite de beneficios anuales:
Nuestro nivel más alto ofrece una cobertura anual general ilimitada con la mayoría de los beneficios pagados en su totalidad.
Módulos adicionales disponibles:Cobertura para el país de residencia y para el país de nacionalidad
Límite de beneficios anuales:
Un plan de salud básico, diseñado para los que solamente necesitan cobertura en su país de residencia y en su país de origen.
Módulos adicionales disponibles:No, international health insurance, whether for expats or long-term business travellers covers you for extended periods in your host nation. Standard travel insurance is usually more suited to short-term visits, like a family holiday, and works on the basis that you will continue any long-term treatment in your home nation.
You just need to get in touch with our Customer Care Team to start your claim. Contact us when you have your treatment booked, or as soon as you can after any unforeseen or emergency care, and we’ll get you started.
Whether you’re moving to Canada for work or family reasons, private coverage goes beyond the basics of Medicare.
Depending on the provider you choose, it can deliver extended services like:
• Prescription medications and glasses
• Dentistry
• Physiotherapy
• Ambulances
In the long run, insurance from a private provider may not prove essential for every expat moving to Canada. For example, those seeking permanent residency may find Medicare offers enough coverage once they’ve settled in.
However, it might feel necessary if you have concerns about accessing Medicare or require more specialised health services. International plans can also cut waiting times, giving you faster access to private care.