When it comes to beauty, opportunities, lifestyle and staying healthy, few countries can match Italy. The weather is wonderful, and the culture is rich – so rich, you’ll find Italian influences all around the world. And people across the globe want to live and work in Italy and experience the country for real.
If you’re studying, working or living in Italy, you’ll want to make sure you enjoy your time here with added security and peace of mind. This country has one of the best healthcare systems in the world, but you need to know you can get the help you need, when you need it most.
Find out more about expat health insurance in Italy with Cigna Healthcare.
It’s no exaggeration to say Italy’s healthcare is impressive. The World Health Organisation (WHO) ranks it as the second best in the world.
Since 1978, Italian healthcare has worked through a mix of public and private systems. The public system – Servicio Sanitario Nazionale, or SSN – has provided free or low-cost healthcare to every Italian citizen, plus non-citizen residents. SSN is funded by a combination of government funding and income tax, and everybody working in Italy pays into it, whether they are only signed up for private health insurance or not.
If you’re a UK citizen visiting Italy, you can use a Global Health Insurance Card (GHIC) to access Italian state healthcare. GHIC is the replacement for the pre-Brexit EHIC. You may have to pay for some parts of the public healthcare system, though some are free.
Pros and cons of using Italy's local healthcare system
Quality varies depending on where you are in Italy, but all public hospitals will involve some degree of waiting. And when you do get in you may find privacy is an issue or staff may not speak English.
For these reasons, most expats opt for private health insurance in Italy. With private health insurance:
Responde a algunas preguntas e introduce tus datos personales para empezar.
Compara planes y encuentra un paquete flexible que se adapte a tus necesidades.
Recibe tu presupuesto y protégete hoy mismo.
Cobertura internacional o internacional excepto en EE. UU.
Límite de beneficios anuales:
La ventaja principal de un plan Silver es que proporciona cobertura internacional, tanto hospitalaria como externa, en la que se incluyen ingresos en el hospital y tratamientos.
Módulos adicionales disponibles:Cobertura internacional o internacional excepto en EE. UU.
Límite de beneficios anuales:
Cobertura completa, con límites anuales generales más amplios y beneficios adicionales, entre los que se incluye la atención de maternidad hospitalaria.
Módulos adicionales disponibles:Cobertura internacional o internacional excepto en EE. UU.
Límite de beneficios anuales:
Nuestro nivel más alto ofrece una cobertura anual general ilimitada con la mayoría de los beneficios pagados en su totalidad.
Módulos adicionales disponibles:Cobertura para el país de residencia y para el país de nacionalidad
Límite de beneficios anuales:
Un plan de salud básico, diseñado para los que solamente necesitan cobertura en su país de residencia y en su país de origen.
Módulos adicionales disponibles:The SSN only covers dental care for emergency cases and for children up to 16-years-old. However, dental and orthodontic services in Italy are often cheaper than in the UK – up to 30 percent less. Private health insurance will ensure you get treatment for procedures including tooth removal and the fitting of braces.
The SSN offers free basic healthcare for expats staying in Italy for more than three months. But you are legally obliged to register with the SSN after 90 days of living in the country. Registration will be free for:
• Those with a work agreement.
• Self-employed people in Italy.
• Family members of someone who is registered or an Italian citizen.
• People who are unemployed, or registered on the employment lists or a professional training course.
It’s up to you what currency you’re reimbursed in. We offer reimbursement in up to 125 currencies, including pound sterling and the Euro.