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  • Plan de salud regional

    Nuestra solución: Cigna Close Care

    • Cover in the country you’re living in and your home country for return visits
    • Access to a global network of 2,2 million hospitals and health care professionals
    • Emergency medical coverage outside of your area of coverage for short trips
    • 24/7 access to our customer care team

    Get a quote, it takes only 2 minutes!

    Obtén un presupuesto gratuito

    At Cigna Healthcare we specialise in international health insurance for expatriates. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. As your whole health partner, we have a suite of health care tools to support your wellbeing journey. Our flexible Cigna Close Care plan covers you in the country you’re living in and your home country for return visits.

    Planes detallados

    Close Care

    The core Cigna Close Care plan covers you for inpatient and daypatient cover, including hospital stays and treatment, in your country of residence and for up to 180 days in your home country per period of cover.

    • Límite de beneficios anuales: $500.000

    • Area of Coverage: Home and Host country only

    • Condition limit up to $250.000

    • Semi-Private room only

    • Atención oncológica completa hasta 250.000 $

    • Radiografías médicas y escáneres hasta 2.500 $

    • Rehabilitación, incluida fisioterapia, hasta 2.000 $

    • A&E Room Treatment

    • Servicios de trasplante

    Silver

    The Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.

    • Límite de beneficios anuales: $1.000.000

    • Area of Coverage: Worldwide including or excluding the USA

    • Habitación individual

    • Atención oncológica completa hasta 1.000.000 $

    • Radiografías médicas y escáneres hasta 10.000 $

    • Rehabilitación, incluida fisioterapia, hasta 5.000 $

    • Tratamiento en sala de urgencias hasta 500 $

    • Servicios de trasplante

    greenLeaf

    The Cigna Close CareSM Difference

    Herramientas digitales

    Our Cigna Wellbeing app gives you access to Global Telehealth to easily speak with a doctor or specialist.

    No age restriction

    We don’t apply an age limit and can cover you regardless of your age.

    Flexible plan design

    Choice of deductible and cost sharing options to suit your budget.

    Whole Health Services

    Extensive programmes and additional resources to look after your health and emotional wellbeing.

    Plans in DetailAn overview of key benefits, for full benefits please view our Product Brochure [PDF]
    Beneficios hospitalarios y de pacientes ambulatorios

    This is your essential cover for inpatient, daypatient and accommodation costs, as well as cover for cancer, medical evacuation, mental health care and much more.

    Annual overall benefit limit

    500.000 $

    Límite de afecciones

    250.000 $

    Cargos hospitalarios

    Habitación doble

    Pruebas de imagen médica avanzada (RMN, TC y TEP)
    Como parte del tratamiento hospitalario, externo o ambulatorio.

    2.500 $

    Asistencia de salud mental y conductual

    3.000 $

    Atención oncológica

    up to overall annual limit

    Cobertura de hospitalización de urgencia fuera de área

    40.000 $

    Evacuación médica

    50.000 $

    Telemedicina

    Unlimited Consultation

    Atención ambulatoria y de bienestar

    The optional Outpatient and Wellness Care covers you more comprehensively for outpatient care that may arise where a hospital admission as a daypatient or inpatient is not required.

    Annual Outpatient and Wellness benefit maximum

    5.000 $

    Consultas con médicos generales y con especialistas

    650 $

    Consultas Telehealth

    650 $

    Vendajes y fármacos con prescripción

    500 $

    Pruebas patológicas, radiológicas y diagnósticas
    (excluding Advanced Medical Imaging)

    1.000 $

    Fisioterapia

    1.000 $

    Revisiones de detección del cáncer

    225 $

    Examen físico rutinario para adultos

    225 $

    Tratamiento y atención odontológica

    Maintain your oral health with the optional Dental Care and Treatment option. Esta opción cubre una amplia gama de tratamientos dentales preventivos, rutinarios o especializados.

    Annual Dental Care and Treatment benefit maximum

    750 $

    Tratamiento dental preventivo

    Paid in full, up to annual benefit maximum

    Tratamiento dental rutinario

    80 % de reembolso por periodo de cobertura

    Tratamiento dental restaurativo complejo

    70 % de reembolso por periodo de cobertura

    greenLeaf

    Why Choose Cigna Healthcare for a regional specific plan?

    Your Whole Health Partner

    Access to tools including our Clinical Case Management Programme, Chronic Condition Programme and Cigna WellbeingTM app support you throughout your healthcare journey.

    Asistencia completa

    Tratamiento hospitalario y ambulatorio, cobertura de salud mental y atención oncológica en tu cobertura principal.

    Cobertura específica de país

    Paga solo por la cobertura donde más la necesites: en tu país de residencia y tu país de nacionalidad, así como una cobertura de emergencia fuera de esta zona para necesidades médicas inesperadas.

    Protección añadida

    Mediante una serie de pruebas de prevención del cáncer, revisiones rutinarias de salud y sesiones de asesoramiento y coaching para el apoyo físico y emocional.

    Preguntas frecuentes
    ¿Cigna Healthcare deja de asegurarme cuando llego a cierta edad?

    At Cigna Healthcare, we believe a customer of any age deserves access to suitable health care for their needs. Por eso no rescindimos la póliza de seguro de salud de un cliente en función de su edad y no aplicamos un límite de edad en ninguno de nuestros planes.

    Where can I access health care, and do I need to pay out of pocket during or after my treatment?

    Cuidamos de nuestros clientes mediante el acceso a más de 2,2 millones de socios, incluidos 300.000 proveedores de atención médica de salud mental y conductual, más de 67.000 farmacias contratadas y más de 150 médicos y enfermeros internos. We offer in network direct billing, and for all inpatient and day patient treatment we require prior authorisation, which simplifies your customer journey.

    ¿Tengo acceso a algún tipo de atención médica de salud mental?

    As a Cigna Customer, you have access to our Mental and Behavioural Health Care covered under your core inpatient and daypatient benefit within the international health plans as standard. We have an optional Outpatient and Wellness module which offers our Life Management Assistance Programme providing confidential assistance with any work, life, personal or family issue that matters to you through counselling, telephone support and online programmes.

    Where am I covered?

    The Cigna Close CareSM plan covers you in your country of habitual residence and your country of nationality. This means you only pay for coverage where you need it most, in the country you will be living and when you return home for temporary visits. These temporary visits may not exceed 180 days per period of cover, and the country of nationality must be within the area of coverage.

    What is the Condition Limit?

    Your Cigna Close CareSM plan has a condition limit of $250.000 per beneficiary, per period of cover. This includes all claims paid across all sections of inpatient, daypatient and outpatient treatment in relation to one specific condition. Claims for any one specific condition cannot exceed the annual limit of $250.000.

    © 2025 Cigna Healthcare. Reservados todos los derechos.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    Este sitio web está proporcionado por Cigna European Services (UK) Limited, una compañía registrada en Inglaterra y Gales con domicilio social en 13th Floor, 5 Aldermanbury Square, Londres EC2V 7HR y número de registro 00199739. El nombre y el logotipo de Cigna Healthcare, así como otras marcas de Cigna Healthcare, son propiedad de Cigna Intellectual Property, Inc., con licencia de uso de The Cigna Group y sus filiales.