Expat Stories – Ray Bond
Ray Bond is the Head of Distribution - Asia Pacific - at Cigna Global IPMI.
Esta es su historia de expatriado.
Tell us about your expat story.
I’m based in Hong Kong and I’ve been living here for 13 years. I moved here from Brighton in the UK. My wife was three months pregnant during our expat move so you can imagine things where pretty hectic at the time! We’ve been living here ever since so time really does fly by!
¿Cuál cree que es la mejor manera de hacer amigos como expatriado?
Since my wife was pregnant when we moved here, she pretty quickly found other women in the community who were pregnant as well. Making friends through her connections was a real bonus for us settling down here.
Even today, I’ve still got friends who are husbands of the people that she met who were pregnant all those years ago. Since the kids were all born around the same time, they became friends and kept in touch, so that’s one of the biggest way that we’ve made friends here.
I’ve also personally made a lot of friends through work as well. Our business is quite a small community here in Hong Kong because of the specialist insurance industry that we are all in. Due to this, it is very easy to become friendly and get connected with the people that you work with.
Ray with daughter Vicky, aged 10.
¿Cuáles son los aspectos más destacables de su vida como expatriada hasta ahora?
Making friends with people from so many different backgrounds and culture has been a real highlight of mine. I think also learning about life in different countries has been really interesting.
¿Cuáles han sido los mayores desafíos hasta ahora?
Obviously being away from home is a challenge, especially with the eight hour time difference. I think for the kids, getting to see their grandparents only once a year is a bit tricky. I’m from Devon and that is quite a nice part of the UK to visit in the summer so we’re quite lucky in that sense. We tend to go there for a 2 week holiday every summer.
¿Le gusta su puesto en Cigna?
I really do consider myself quite lucky to get to do what I do for a living. You get to meet so many different people across all walks of life and you also get to visit a lot of different countries all across the world.
For me in particular, it is the Asia Pacific region that I do my work in. In our line of work, our business can make a really positive impact on people’s lives. I think it’s a really good business to be in.
I think another reason I enjoy my role so much is because my Cigna colleagues are such a great bunch of people to work with. I’ve got to meet so many great people over the years and that’s been fantastic. It really makes a big difference!
¿Qué consejo le daría a alguien que esté considerando mudarse?
First of all, I’d tell people to do it. Secondly, I’d tell people to try and stay open-minded and try not to apply your own countries way of doing things in your new place. Sometimes change be a good thing so it’s best to stay open-minded along the way.
I would also tell people to prepare for the fact that your two year planned stay might end up being 13 years! You might end up staying longer than you thought you would, so that’s also worth bearing in mind.
Para terminar, ¿cómo describiría su viaje como expatriada en 10 palabras o menos?
An amazing eye-opening education about life and different cultures.
Seguro de salud internacional
Los expatriados a menudo eligen sistemas de salud privados y es importante tenerlo arreglado antes de mudarse de país.
En Cigna Global, proporcionamos planes que están especialmente diseñados para los expatriados como usted, asegurándonos de que tiene acceso a una variedad de opciones diferentes y soporte 24/7 cuándo y dónde lo necesite.
También puede confiar en nuestra experiencia de muchos años para cuidar de la salud y el bienestar de nuestros clientes.
Lisa Sellers is a Cigna Global customer. She moved from the UK to Bermuda in 1996. She currently lives in Antigua and Barbuda.
Karthik Manivasagam is the Head of Underwriting, Africa and NGO at Cigna.
@Cigna 2025
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