From Fertility to Menopause: Why Women’s Health Benefits Must Go Beyond Maternity
Workplace benefits for women must extend beyond maternity to cover the full spectrum of health stages including fertility, menopause, and chronic conditions, reflecting the diverse needs of a growing female workforce in management roles. This broader approach supports employee well-being, engagement, and retention globally.

Many organisations still approach women’s health through a narrow lens, with workplace benefits focused primarily on maternity. In reality, women’s health spans a far wider continuum, encompassing fertility, pregnancy, menopause, and the many health and life transitions in between.
The broader impact is increasingly visible in workforce data. In a 2025 survey that covered 42 countries, 70% of respondents reported losing 1-5 days of productivity in the past month due to women’s health issues.[1] This highlights the effect that gaps in support can have on day-to-day performance and well-being.
With women now holding 31% of management positions globally[2], there is a growing imperative for employers to design benefits that reflect the full spectrum of life stages, ensuring employees are supported consistently throughout their careers.
For multinational employers, this challenge is even more complex. Differences in healthcare systems, cultural attitudes, and access across regions can create inconsistencies that leave employees feeling unsupported. A well-designed, global approach to life-stage health benefits can strengthen workforce performance, improve resilience, and support long-term talent retention.
Employee health and well-being needs are not linear. However, benefits frameworks often are. Many organisations offer structured support at specific moments, most notably maternity, but provide limited support before or after.
This disconnect is increasingly reflected in workforce sentiment. The yearly Cigna Healthcare International Health Study 2025[3] finds that fewer than half of employees feel supported by their employer, with women and those experiencing lower vitality among the least likely to report adequate support.
At the same time, expectations are rising. A Glassdoor survey from 2021 shows that 67% of job seekers consider a diverse workplace an important factor when deciding whether to accept a role[4], underscoring the growing link between inclusion and talent competitiveness.
However, inclusion cannot be treated as a tick-box exercise. It requires a deliberate approach to benefit design that supports the vitality and well-being of women and their families throughout their careers. Yet progress remains uneven. Research from Salt indicates that perceptions of workplace inclusivity for women have stagnated, with no improvement in the proportion of respondents describing their workplace as “somewhat inclusive” over the past two years[5]. Where employees do perceive inclusion, trust and confidence in the employer tend to be stronger, reinforcing the role that inclusive benefits play in shaping both employee experience and organisational reputation.
For employers, healthcare benefits that don’t support life stages represent more than a perception risk. A lack of support across key stages can contribute to:
In a competitive global talent market, these outcomes can directly affect organisational performance.
For organisations operating globally, designing effective benefits is rarely straightforward. Variations in public and private healthcare coverage, alongside differences in access, regulation, and cultural expectations, can create significant complexity.
Por ejemplo,
These inconsistencies can be especially challenging for globally mobile employees, who may face fragmented or unclear support as they move between locations. Employers can begin to close these gaps by assessing where access, awareness, and coverage differ across regions, and aligning their benefits strategy to provide more consistent support.
Frameworks such as those offered in Mercer’s Global Talent Trends report[6] highlight the importance of balancing global consistency with local relevance when designing inclusive benefits strategies. According to the Mercer’s survey on health and benefits strategies for 2026, 59% of employers will offer one or more benefits related to women’s health and reproduction[7].
A life-stage approach to women’s health means supporting employees across the full continuum of health needs, not just isolated events. While fertility, maternity, and menopause are key milestones, they represent only part of a broader set of health needs that influence employee well-being, performance, and retention.
Across the career lifecycle, women commonly navigate:
When benefits are designed around discrete events rather than this continuum, gaps often emerge—particularly during periods when employees are managing overlapping health and life demands.
A life-stage approach enables employers to:
As more women progress into leadership roles, adopting a holistic approach is increasingly critical to sustaining talent, supporting continuity, and driving long-term organisational performance.
To better align benefits with workforce needs, employers can take a more integrated, globally informed approach to women’s health.
Employers today have a clear opportunity to rethink how they support women’s health across the workforce. Partnering with the right benefits providers who have programmes to support individuals and families at every stage of their health journey is key.
By moving beyond a maternity-focused model and adopting a more comprehensive, life-stage approach, organisations can address the support gap while strengthening their overall workforce strategy. In doing so, they are not only responding to evolving employee expectations, but also building a more resilient, engaged, and productive global workforce.
Want more employer insights on the well-being of employees today? Más información >
As workforces become increasingly global, employers face a growing challenge: how to support employee well-being consistently across regions with different healthcare systems, cultural norms, and access to care.
Diabetes is often the first visible sign of broader cardiometabolic health risk. By recognising it as an early warning signal, rather than a standalone condition, employers can take a more proactive approach to prevention, protecting workforce health, performance, and long-term costs.
© Cigna
This article serves only as a reference and is intended for informational purposes only. Nothing in this article constitutes legal, tax, financial planning, health or medical advice including diagnosis or treatment. Any reference to products or services offered by Cigna are available except where prohibited by applicable law and subject to terms and conditions.
Puedes hablar con nuestro equipo de ventas u obtener ayuda general si ya eres miembro de Cigna Healthcare®; te proporcionaremos la información que necesites.
Información de contacto© Cigna Healthcare. Todos los derechos reservados.
* Ten en cuenta que esto es una representación de las prestaciones disponibles y no contiene los términos, condiciones y exclusiones específicos de cada prestación. Las prestaciones pueden estar sujetas a cambios. Algunas prestaciones pueden formar parte de un módulo opcional. Consulta la Guía del cliente para obtener todos los detalles.
Este sitio web está proporcionado por Cigna European Services (UK) Limited, una compañía registrada en Inglaterra y Gales con domicilio social en 13th Floor, 5 Aldermanbury Square, Londres EC2V 7HR y número de registro 00199739. El nombre y el logotipo de Cigna Healthcare, así como otras marcas de Cigna Healthcare, son propiedad de Cigna Intellectual Property, Inc., con licencia de uso de The Cigna Group y sus filiales.
Nuestras pólizas están suscritas por la compañía de seguros Cigna Global Insurance Company Limited, una sociedad privada limitada conforme a la legislación de Guernsey, con domicilio social en PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernsey, GY1 4ET, y número de registro de la compañía 41925. Cigna Global Insurance Company Limited está autorizada y regulada por la Comisión de Servicios Financieros de Guernsey para la realización de actividades de seguros en Guernsey.
Esta comunicación la emite o distribuye Cigna Insurance Management Services (DIFC) Limited, que está regulada por la Autoridad de Servicios Financieros de Dubái.